If you are being contacted by Qualia Collection Services, it is important to understand your rights under the Fair Debt Collection Practices Act (FDCPA). One major warning sign of harassment is repeated or excessive phone calls, especially multiple calls per day or calls made early in the morning or late at night. Debt collectors are also prohibited from making false threats, such as ... https://protectionforconsumers.com/end-qualia-collection-services-debt-harassment/